Kim Lino
REALTOR
Coldwell Banker Northern California
 Helpful Tips
Taxes and Hazard Insurance:
Based on the month you close, property taxes will be prorated between you and the seller. You may also be required to pay a full year’s hazard insurance (or homeowner’s insurance) premium in advance. In addition, you may also be required to place funds into a special reserve account (impound account) for taxes and insurance, which is held by the lender. You absolutely must have this to obtain a mortgage.

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 WELCOME

 
Welcome to my web site. I’ve gathered a wealth of information here to help you with all of your real estate needs – from all the latest property listings to great information for both home buyers and sellers.
All you have to do to get started is click on any of the links to the left. Enjoy these tremendous online tools and remember that you can also count on me to help you every step of the way. Please contact me if there is anything I can do to help you.

Kimberly Lino
  
 
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